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Hello friends, welcome to another article of our website in which today we are going to tell you about a credit card. With the help of this credit card, friends, you will get to see many benefits, here you will also get to see different types of features. The credit card that we are going to tell you today is related to HDFC Bank. The credit card we are going to tell you about is given by HDFC Bank and the name of the credit card that we will tell you today is Infinia Credit Card. Infinia Credit Card is a premium lifestyle credit card. In today’s post, we will give you information about this card. So it is requested that you, lying under this post of mine, we will tell you about all the features related to a card, what rewards are given to you when you spend anything here. What eligibility do you have to meet if you want to take this card? What are the fees and charges you have to pay to get Infinia Credit Card. First of all, friends tell you about the teachers of HDFC Bank Infinia Credit Card.
HDFC Bank Infinia Credit Card Features
- First of all, friends, you get complimentary club membership here, it is given to you for the first year.
- Here you are given absolutely unlimited airport lounge access to the whole world.
- Here you are given 5 gift points for an expenditure of ₹150.
So friends, you will get to see some of these features about Infinia Credit Card, now we talk about what fees and charges you have to pay to get Infinia Credit Card or if you take Infinia Credit Card then What fees and charges will you get to see.
HDFC Bank Infinia Credit Card Fees and Charges
- First of all friends, the annual fee you have to pay here is ₹ 10000.
- On the second number, you have to pay friends here, the minimum my payment amount, at least you can make pair payment, it can be 5 percent and the minimum can be at least ₹ 200.
- Here you are given an interest free period from HDFC Bank, which will be given to you for 50 days using Infinia Credit Card, so that if you take any loan for 50 days with the help of this credit card, then you Interest will not be paid.
- Here you are also given a cash advance limit, which you get according to the 40 percent credit card limit.
- Talking about the additional card, you do not get to see the additional cutpiece here.
- Here you also get to see a charge on the overlimit amount, which is levied if you exceed 2.5 percent and exceed ₹ 500.
- Here you also get to see late payment charges. Which means that if you are unable to pay the bill of this bank on its stated time, then you have to pay separately as some fine here.
- For example, if you do not hide the vine from ₹ 100 to ₹ 500 on time, then you will have to pay ₹ 100 separately. If you do not pay the bell from ₹ 501 to ₹ 5000 on time, then you will have to pay ₹ 500 separately. If you do not pay the bill from ₹ 5001 to ₹ 10000 on time, then you will have to pay ₹ 600. Similarly, if you do not hide more than ₹ 25000 worth on time, then you have to pay ₹ 950 separately.
- Catch processing fee is also imposed on you, which you get to see ₹ 100.
- Here you get a reward redemption fee, which means that if you want to convert the marks given by this company to money, then you start paying ₹ 100 separately.
- Where you do not even get charged for buying a railway ticket, which is about 1.8%.
- If your Infinia Credit Card goes missing, then you have to pay ₹ 100 separately for it.
So friends, you have to pay some fees and charges for HDFC Bank Infinia Credit Card. Let us now talk about what eligibility criteria you have to fulfill mainly if you want to take HDFC BankInfinia Credit Card.
HDFC Bank Infinia Credit Card Eligibility.
So first of all let us tell you, if you apply for this credit card, then let us tell you that you cannot apply for it like this, when HDFC Bank will call you by itself, you will be invited only then you will get this card. will be given. But still friends, you have to fulfill three eligibility criteria, only then the bank will invite you to take this card.
- First of all, you can be a citizen of India or you can also be a citizen of any other country outside.
- Whoever will apply for this card or whoever wants to get this card, his age will be between 18 years to 70 years.
- And if someone else wants to take Infinia Credit Card, then his or her age must be at least 15 years.
Now let us talk about which main documents you need HDFC For Bank Infinia Credit Card.
Documents for HDFC Bank Infinia Credit Card
- First of all friends, you will be given an application form, you have to fill it.
- You must have a copy of the PAN card.
- You must have any proof of your identity for which you can use your Aadhar Card Passport Driving License.
- To take Infinia Credit Card, you will also have to show your income proof, for which you can show your salary slip or you can also show a photo copy of IT return.
- You also have to show your address proof to take Infinia Credit Card from HDFC Bank, for which you can use your Aadhar card and passport.
- At the end you have to provide your two passport size photographs.
So you will need these few documents if you want to take HDFC Bank Infinia Credit Card. Now let us talk about how you have to apply for HDFC Bank Infinia Credit Card.
How to get HDFC Bank Infinia Credit Card?
Friends, let us first tell you if you want to take HDFC Bank Infinia Credit Card, we also told you above that HDFC Bank itself invites you to take this card. That is, you cannot get this card yourself. Because this card friends is mainly for people with a lot of money and the bank goes to do their transactions through this card only, which benefits the bank and that customer too. So this bank offers this card only to the invited customers.
So friends, in this post today, we learned that how can you apply for HDFC Infinia Credit Card, you can apply for it or not, how you are given this card HDFC Infinia Credit Card What documents do you need to have, what qualifications you have to fulfill, we told you all this in today’s post, if you liked this post of ours and there is no such person in your acquaintance.
